Frequently asked questions

What is Hogarfax and how can it help me?

When you buy a home, the listing shows photos, square meters and price. What it does not show is everything else: whether the plot sits in a flood zone, whether there are planning restrictions that would prevent what you have in mind, whether the asking price is aligned with what is actually being paid in that area, or whether the surroundings have noise that never appears in the pictures.

That information exists. It is public, it sits in official institutions, and it has been available for years to anyone who knows where to look. Hogarfax automatically cross-checks it against any property in Spain and presents it on a single page, in seconds.

Before visiting, before making an offer, before committing to anything.

→ See how it works

How do I use it?

Enter the address or cadastral reference of the property. You'll see a summary of the risk factors detected for that home. To view the full report and download the PDF, you pay €24.90 once and it stays saved in your account. No installs, no subscription.

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How much does it cost?

A report for one property costs €24.90. It's a one-time payment, no subscription and no packs: you pay only for the home you care about. It includes the full analysis of risks, surroundings and price, with a downloadable PDF and a satisfaction guarantee: if the report fails or doesn't match your property, we'll fix it or refund you.

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Does it replace a valuation?

No. An official valuation is carried out by a certified appraiser and has legal validity for mortgages and sales. Hogarfax gives you context before you get there: it helps you understand which risk or limitation factors a property has before ordering a valuation or making an offer.

Does it replace the Land Registry title report?

No. The title report proves who the registered owner is and whether there are mortgages, liens or charges. Hogarfax covers what the title report does not: physical risks, planning restrictions and surroundings. The two complement each other.

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How do I get the cadastral reference?

You can ask the agency or the owner directly: it appears on any property tax bill or in the deed. You can also look it up on the Cadastre website using the address.

→ Read related article

Which risks does the report cover?

Fluvial and coastal flooding, radon, seismicity, wildfire risk (forest mass, real recent fires with EFFIS/Copernicus perimeters and satellite active-fire hotspots from NASA FIRMS), urban planning classification, livestock trails (public rights of way), water and coastal public domain, high-voltage power lines, nearby industrial land, relevant industrial facilities (macro-farms, landfills, incinerators…), nearby energy facilities (wind, nuclear, thermal…), dams, municipal crime rates and noise from roads, railways and airports. But the report isn't just risks: it also covers the price against the real market, estimated rent, the real cost of buying and keeping the property, and its history (listings observed, price changes, contributions from other users). All integrated into a professional PDF with a verification code. Most of the risk checks have their own explanatory article in the blog.

→ See all parameters

What if there is no data for my municipality?

Some factors are municipal: for example, crime (the Ministry of the Interior's Crime Balance) only covers municipalities with more than 20,000 inhabitants, and wildfire risk depends on the Forest Map of Spain (MFE) and the EGIF registry. When we cross the plot and its municipality with the relevant source and there are no published records for that area, we do not hide the check: we show it in grey and state that no data was found. This does not mean the factor is present or absent; there is simply no official statistic for that municipality, and it is worth verifying it through other means.

Why don't you analyze properties in Navarra and the Basque Country?

Hogarfax relies on the services and mapping of Spain's Directorate General for Cadastre, whose territorial competence covers Spain except Navarra and the Basque Country. Both territories have their own cadastral systems: Navarra uses its Territorial Wealth Register and municipal cadastres, while the Basque Country has provincial cadastral systems managed by its Foral Deputations. Their references, formats and services are not equivalent to the national Cadastre, so we cannot reliably resolve the exact parcel or generate Hogarfax's standard analysis there. The data is not missing; it lives in foral systems that we have not integrated yet.